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The Business Credit Build — Guide + Tracker Bundle

$29.00

You signed for the LLC. You opened a business bank account. You applied for a "business" credit card and the bank made you guarantee it personally anyway. A year in, every dollar of business debt is still tangled up in your personal credit file — and you've got no idea how to get out.

This bundle is the calm, honest plan to get out.

Not the credit-repair guru version. Not "fund your business with $250K in a week" nonsense. The real path: open the right vendor accounts in the right order, get on file at the three bureaus that matter, build PAYDEX past 80, and walk into year two with a credit profile banks will lend to on the business's merit — not yours.

What's inside the bundle

Two files, delivered together at checkout:

The Business Credit Build — a 33-page PDF guide. The three bureaus, the fundability checklist, the five-tier vendor ladder (with current 2026 vendor names and which bureau each reports to), how to remove a personal guarantee, and the month-by-month roadmap. Order Collective brand — calm, direct, no hype.
The Business Credit Tracker — an Excel workbook with five sheets: the 23-point Fundability Checklist, the Vendor & Tradeline Tracker (with utilization formulas and reports-to-bureau column), the Bureau Score Monitor (PAYDEX, Intelliscore, Equifax, FICO SBSS by month), the 12-Month Roadmap with checkboxes, and the Application Log that flags inquiries spaced too close.

What you'll learn (and execute)

The four scores that matter (PAYDEX, Intelliscore, Equifax Business Risk, FICO SBSS) — and which lender pulls which
The 23-box fundability checklist underwriters quietly run before they ever look at your scores
How to get a free DUNS number without paying D&B's $229 expedite or any "CreditBuilder" upsell
The exact five Tier 1 net-30 vendors that report to D&B and Experian — open these first
The full vendor ladder (Tier 1 net-30 → Tier 2 store cards → Tier 3 fleet → Tier 4 bank cards → Tier 5 lines of credit) with which cards report to which bureau
The four bank business cards that report to business bureaus only (so the balance never shows up on your personal file)
How to ask a bank to remove a personal guarantee on an existing card — including the exact script
The seven mistakes that quietly tank business credit scores
A month-by-month roadmap from brand-new LLC to first bank line of credit application

Who this is for

Sole props and freelancers who want to form an LLC and build credit the right way from day one
Brand-new LLC owners with a fresh EIN and no idea what to do next
Established businesses (1–3 years in) with revenue but credit still tangled with personal — separating, removing PGs, prepping for an LOC or SBA loan
Anyone tired of "build $50K business credit in 30 days" YouTube guru-bait

Who this is not for

Anyone looking for a way around personal credit — there isn't one in the first 6 months, and anyone who tells you otherwise is selling you a CPN (which is a federal crime)
Hobbyists who don't have an actual business with revenue or near-term plans for one — vendors and banks can tell
People wanting magic. This works. It takes a year.

Format & delivery

Two files: 33-page PDF guide + Excel workbook (.xlsx)
Instant download after checkout — both files appear in your order email and account
Excel workbook works on Excel, Numbers, Google Sheets (with import), and free LibreOffice
PDF works on any phone, tablet, or computer

The promise

If you run this for one full year, year two opens with a real business credit file, three reporting tradelines, a PAYDEX past 80, and a banker willing to talk about an unsecured line of credit on the business — not on you. That's the whole product.

If something isn't working — broken file, link won't open, content not as described — reply to your order email and I'll fix it or refund you fully. That's the Order Collective promise.

— Order Collective · Line 04 · Work